THE TEAM
MITCHELL BELLENIE
CHIEF EXECUTIVE OFFICER
LENDING
JAMES GUTIERREZ
RACHEL SANTOS
ASSOCIATE DIRECTOR
ORIGINATION & CLIENT COVERAGE
LENDING
HEAD OF CASE MANAGEMENT
LENDING
Rachel started her career working in retail, within account management and billing before moving into IT help desk support. Following which she worked in the property sector focusing on the sourcing new properties for investors, along with reaching out to owners to find properties for sale. Graduating with a degree in Programming and with further qualifications in Computer Hardware Servicing, her strengths have always been a methodical attention to detail and the ability to streamline business processes.
Working as the Head of Case Management for Finanze Capital, designing and managing the onboarding process for all new customers. This ensures that new clients get the best possible service all throughout their transactions with us. For returning customers she continues to look after them, ensuring documentation is up to date and accurate and assists the business team with preparing applications for underwriting.
James Gutierrez brings over 15 years of versatile experience to his role as Senior Associate, Lending within Finanze Capital, specialising in strategic relationship building, market analysis and tailored client solutions. With a proven track record across industries such as outsourcing, recruitment, media and financial services. James excels at identifying growth opportunities and delivering tangible value through carefully crafted brokerage solutions.
James’ background as Senior Customer Success Manager at Magic Inc. and Co-Founder of TNT Fight underscores his ability to manage complex client relationships and navigate diverse market landscapes. His cross-cultural proficiency as a dual citizen of the U.S. and the Philippines ensures effective communication and seamless execution of international transactions. Grounded in a strong understanding of psychology, James adeptly aligns client motivations with strategic outcomes.
At Finanze, James is committed to driving measurable results, enhancing client satisfaction and fostering long-term partnerships that support sustained business growth.
With a career dedicated to real estate and real estate finance, Mitchell Bellenie has developed an in-depth understanding of property markets across England and Wales. Starting out in estate agency at a young age, he quickly made his mark, transacting on over £100 million worth of property deals across London, the South Coast, and the South West. His sharp market insight and ability to identify opportunities positioned him as a top performer in the industry.
In 2017, Mitchell transitioned into real estate finance, where he has played a pivotal role in helping start-up lenders expand their loan books at exceptional rates. His expertise extends beyond transactions, encompassing the design and implementation of sales, credit, and operational strategies that drive sustainable business growth. A firm believer in data-driven decision-making, Mitchell’s meticulous market research and analysis underpin his success in delivering strong, measurable results.
Passionate about supporting the growth of first time property investors, portfolio landlords and developers, and even family offices, Mitchell’s commitment to helping businesses and individuals build profitable, long-term success is unshakeable.
Outside of work Mitchell enjoys country life in the Cotswolds with his wife, son, daughter, cat, and dog. A keen motorcyclist, gym goer, talented home cook, and expert picture frame hanger-upper, he leaves it to others to decide which hobby needs prioritising!